Conventional Home Mortgages
Conventional Home Mortgages are designed for a well-qualified home buyer. Conventional Home Mortgages are not backed by the federal government but rather private companies. Because these loans are considered riskier by these private companies they require much more stringent qualifications than that of a government backed loans such as a FHA or VA loans.
Conventional Home Mortgages are great for A well-qualified home buyer. A well-qualified home buyer would be someone who has a good credit history and has a steady income and work history. If you meet these requirements and can afford a 20% down payment, you can enjoy the perks of qualifying for Conventional Home Mortgages. Conventional Home Mortgages often offers the lowest interest rates and are not bound to the strict bureaucratic regulations that government-backed loans may be subjected to.
KASH Mortgage Group has developed strong relationships with select lenders which in turn has translated into offering some of the lowest rates available in the Pennsylvania market for Conventional Home Mortgages. Our experience has shown that our lender interest rates have been as low as 75 bps (3/4 of 1%) less than that of a competing bank offers. To illustrate the savings of this interest rate difference: